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Terms of Use

Effective Date: 2/17/2026
Last Updated: 2/17/2026

Welcome to the website of SIM REI Mortgage (“Company,” “we,” “our,” or “us”). By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree, do not use this website.


1. No Financial or Legal Advice

Information provided on this website is for general informational purposes only and does not constitute financial, legal, tax, or investment advice.

Mortgage programs, rates, terms, and availability are subject to change without notice. Nothing on this website constitutes a loan approval, loan commitment, or offer to lend.

You should consult appropriate licensed professionals before making financial decisions.


2. No Guarantee of Loan Approval

Submission of information through this website does not guarantee loan approval.

All mortgage applications are subject to:

  • Credit approval
  • Verification of income and assets
  • Appraisal review
  • Underwriting guidelines
  • Investor requirements
  • Regulatory compliance

Loan terms may change based on verified documentation and underwriting findings.


3. Accuracy of Information

You agree to provide accurate, current, and complete information when submitting any form or loan application.

Providing false, misleading, or incomplete information may result in denial of service or referral to appropriate authorities if required by law.


4. Electronic Communications

By submitting your contact information, you consent to receive communications from SIM REI Mortgage via:

  • Phone calls
  • Email
  • SMS/text message

Message frequency may vary. Message and data rates may apply. You may opt out of text messaging by replying STOP.

Consent to receive communications is not a condition of applying for a loan.


5. Intellectual Property

All content on this website, including text, graphics, logos, images, and design, is the property of SIM REI Mortgage and is protected by applicable intellectual property laws.

You may not:

  • Copy
  • Reproduce
  • Distribute
  • Modify
  • Republish
  • Create derivative works

Without prior written consent.


6. Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of those sites.

Accessing third-party websites is at your own risk.


7. Disclaimer of Warranties

This website is provided “as is” and “as available” without warranties of any kind, express or implied.

We do not guarantee:

  • Continuous or error-free operation
  • Accuracy of information
  • Security of transmitted data
  • That defects will be corrected

Use of this website is at your own risk.


8. Limitation of Liability

To the fullest extent permitted by law, SIM REI Mortgage shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to:

  • Use of this website
  • Inability to access the website
  • Errors or omissions in content
  • Reliance on information provided

9. Indemnification

You agree to indemnify and hold harmless SIM REI Mortgage, its officers, employees, affiliates, and partners from any claims, damages, losses, liabilities, or expenses arising from your use of the website or violation of these Terms.


10. Regulatory Compliance

SIM REI Mortgage operates in compliance with applicable federal and state lending laws.

Loan products are subject to credit approval and underwriting guidelines. Not all applicants will qualify.

SIM REI Mortgage NMLS # 2414933


11. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of FL, without regard to conflict of law principles.


12. Changes to These Terms

We reserve the right to update or modify these Terms of Use at any time without prior notice. Changes will be effective upon posting to this page.

Your continued use of the website constitutes acceptance of any revised Terms.


13. Contact Information

SIM REI Mortgage
432 N Eustis St, Eustis FL 32726
Phone: 352-508-5870
Email: info@simreimortgage.com

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